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New IRS Rule: FSAs Can Rollover into the Next Year
FSAs – flexible spending accounts – are a great way to set aside pre-tax money for healthcare expenses. One thing that has made some people skittish about using them is that they were always a use-it-or-lose-it deal. If you didn’t spend all of the money in your account that year, you lost it.

Just recently, the IRS announced a change to this rule that will start next year. Starting as early as this year if your plan sponsor offers it, you can roll over up to $500 of unused FSA funds to the next year.

That means, if you put $900 into an FSA, but only spent $700, you can now roll over the remaining $200 into next year’s account.

Note: Your plan sponsor, usually your employer if you get insurance through work, can offer this new rollover option, the traditional March 15 extension to use funds, or none of the above. It’s their choice.