It’s on everyone’s mind: the holidays are right around the corner. For many of us, this season is a whirlwind. It wraps up with New Year’s Eve and, of course, our resolutions for 2015. One of the most common New Year resolutions is to be healthier. Eat better, exercise more and stay on top of any needed medical care. It sounds pretty straight forward.
Unfortunately, many people find the cost of healthcare a challenge, and therefore, forgo needed medical care. Women, more than men, put off care because of its cost. While this may seem like a viable solution to high costs, it’s short term. Putting off needed medical care can have serious consequences, resulting in health complications and higher costs in the long run.
There’s Another Option
Instead of putting off care, there are some practical ways you can save money and be a healthcare consumer. Get 2015 off to a great start and be proactive about your resolution for better health with the following steps:
1. Utilize Preventative Services
Did you know that health plans cover the cost of certain preventative services? They do and many people are still unaware of this provision. The top five include:
- Blood pressure screening
- Cholesterol screening
- Colonoscopy to screen for colorectal cancer
- Type 2 diabetes screening
Even if you haven’t met your deductible, these services are provided at no cost (no coinsurance, no copayment) to you! Make sure to take a look at the full list of covered services and utilize them as needed to stay healthy and save some money doing it.
2. Shop Around for Recommended Procedures & Tests
When you are in need of treatment or testing, don’t skip it, take the time to shop around. Even within your health plan’s network, prices for the same procedure can vary by as much as 500%!
Check with your health plan for your in-network providers and facilities. Then, give them a call to inquire about prices. Read more about finding fair-priced providers.
3. Research Discount Programs & Coupons for Your Prescriptions
Many attempt to cut the cost of healthcare by not filling their prescriptions. Instead, there are a number of discount cards that may help you save while filling your prescription drugs. These cards are distributed by drug or independent companies. They offer savings of up to 70% on some prescription medications. Oftentimes they are free or provided for a small, monthly fee. You can search online, check your doctor’s office or inquire at your local pharmacy.
Have Questions About Ways to Save in the New Year?
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